I have purchased my discount liability insurance through IDEA in the past. But I’m having a hard time justifying the added cost of an IDEA membership just to get insurance as a reduced rate.
Where are you getting your insurance?
Do you know of a different place to get discounted coverage?
Are you carrying liability insurance at all?
I’m asked frequently if I carry liability insurance as a group fitness instructor. My answer is a resounding YES!
I need to because I teach at a number of private facilities that require I carry a liability policy that covers them (an me) if someone gets injured during one of my classes.
I feel much better having liability insurance as an ACE certified group fitness instructor for the simple reason that it will protect my family’s assets, in the event someone decides that suing me will solve their personal financial problems.
We have one daughter in college who is thinking about law school. So we have been researching if it makes sense for her to spend the thousands $$ and will there be a job available for her when she’s finished. What we have found is that there are way more lawyers in the USA than necessary. That scares me – all those lawyers are looking for work and carrying liability insurance brings me a piece of mind that I’m not going to be the target of some fake slip and fall accident lawsuit.

You can learn more about Trish at www.bodyproductions.com. Enjoy!
Listen to the Podcast below or subscribe for free using iTunes [audio:http://group-fitness-radio.s3.amazonaws.com/023_Trish_Muse_2.mp3]
John just told me about a new Social Media Platform for Group Fitness Professionals like us! The plan, as I understand it, is to give Instructors a place to list all their certs and classes. Our Fitness Participants can then search and confirm that we are what we claim to be
From their site:
IDEA FitnessConnect is the largest fitness professional directory, connecting more
than 16 million consumers to more than 100,000 fitness professionals with
credentials verified by the top 14 fitness certification bodies
…And did we mention it’s FREE?
You can create your own profile here.
John is on a plane home from the IDEA conference and has promised to help me get mine set up as soon as he gets back.